Proactive intelligence: The new standard in financial crime compliance
The industry’s defining benchmark on AI, compliance, and modernization
The financial crime compliance landscape is at a turning point. As regulatory expectations tighten and criminal tactics evolve, financial institutions are moving decisi
vely beyond manual defense, embracing proactive intelligence to strengthen detection, reduce risk, and improve operational efficiency.
The FinCrime Frontier 2025–26 Report, produced by SymphonyAI in partnership with AML Intelligence, captures this evolution through insights from over 250 compliance, risk, and financial crime leaders across banking and insurance in EMEA and the Americas.
The findings reveal an industry ready for transformation, ambitious in its innovation, but still facing challenges around data quality, cost, and governance that must be overcome to scale AI responsibly.
Key insights from the report
- AI adoption is now mainstream. Nearly 80% of institutions plan to innovate with AI in financial crime compliance by 2026, with most expecting ROI within 12–24 months in transaction monitoring and customer due diligence.
- Data confidence is fragile. Only 11% of organizations are “very confident” in their data quality, while over half admit to fragmentation, inconsistencies, and governance gaps.
- Governance maturity remains uneven. Just 17% have fully operational AI governance frameworks, underscoring the need for stronger accountability and oversight across model lifecycles.
- Costs and data remain key barriers. 46% cite cost and data challenges as the biggest obstacles to scaling AI and automation.
- Regulatory sentiment is turning positive. 58% of respondents view new regulations as enablers of modernization indicating growing confidence in the compliance innovation agenda.
Why you should download it
- Benchmark your compliance maturity and technology readiness against peers across banking and insurance.
- Gain clear, actionable insights on AI adoption, ROI tracking, and governance best practices.
- Understand how industry players balance innovation, cost, and regulatory accountability.
- Prepare for 2026 with expert guidance on the future of agentic AI, explainability, and regulator expectations.
Download the full report today
Download the full report to get actionable insights, benchmarks, and strategies to move from reactive defense to proactive intelligence, and lead the next phase of your compliance transformation.
Related resources
Sensa Risk Intelligence
From Reactive to Proactive: Managing Regulatory Compliance with AI
Reinventing the Compliance Operating Model
Command and Control Rewired: Agentic AI in Anti-Financial Crime
